Agricultural mutuals, organised as regional funds, appeared in 1920 in Morocco. Established under the protectorate they aimed at meeting the needs of single settlers. They were acquired by the Moroccan farmers in 1963 and federated under the auspices of the new MAMDA (Moroccan Mutual Insurance Society).
In 1968, the MCMA (The Mutual Insurance Central of Morocco) was established to handle the non-agricultural insurance risks of the farmers and to promote the mutual sector in all areas of the Moroccan society. The MCMA represents all mutual societies and members of all professions. Secondary school (MAEM) and university teachers (GASUP) form the backbone of the MCMA. MAMDA and MCMA are two mutuals that are legally and financially independent but sharing management, staff, office facilities and commercial resources.
MAMDA and MCMA join together under the name of UNISAM (Union of Mutual Insurance Societies) while maintaining their commercial autonomy. The growth of the new entity would be based on the membership of new societies the creation of which they are encouraging.
The MAMDA-MCMA Group are establishing international partnerships both for improving the quality of their products and for extending the customer base to include Moroccans living abroad and foreign expatriates living in Morocco.