Praça da Alegria, 22
P-1250-004 Lisbon
PORTUGAL
Tel : +351 21 795 86 90
Fax : +351 21 324 50 79
http://www.macif.pt

 

Legal form

Non-life stock insurance company

Board of Directors



Management

Jean-Paul GREARD, President
Mario FERREIRA, Vice-President

Laurent MILLARDET, General Manager
Manuela CORREIA, Finance Manager
José Gavillan, Sales Manager
Teresa CARAVINA, Deputy Manager - Technical department
João PAIVA, Deputy Manager - Operational department
Filipe ALMEIDA, Deputy Manager - Underwriting department

Total business volume

Equity capital

Number of policyholders

Number of employees

Premiums by insurance line

 



Number of policies

Distribution channels

37,356,652 €

22,875,000 €

127,569

128

Automobile TPL: 82.7%
Accident and illness: 9.8%
Fire and multi risks: 6.2%
TPL: 1.2%
Others : 0.1%

207,384

Intermediaries (Agents and brokers) 45%
Direct sale 5%
Trade unions 11%
Ponto saguri/MP/Fenacoop 20%
Other partners of the Social Economy 19%

Car Collision, burglary and theft, fire, lightning and/or explosion, broken windows, natural hazards, malicious acts, total loss, third party liability.

Accident and illness Illness, hospitalisation, death, permanent disability, funeral, treatment and repatriation costs, absolute disability in case of hospitalisation only, medical assistance at home, home delivery of medication, medical prescription over phone, emergency transport, nursing and physiotherapy in case of accident, refunds for consultations, supplementary health examinations and other services and international medical advice.

Fire Fire, lightning or explosion, storm, other nature elements (flooding, seismic phenomena), land slides, demolition and rubble collection, indirect damages, prevention of temporary possession of rented or occupied premises, loss of income, public liability resulting from fire and/or explosion - proprietor or tenant, damages to proprietor assets.

Housing Fire, lightning and explosion, storm, flooding, personal accidents in the home, home assistance, land slides, burglary or theft, theft of cash, checks or securities, electrical risks, damages caused by water, strikes, turmoil or public disorder, vandalism, broken windows, demolition and rubble collection, prevention of possession, public liability (extra contractual proprietor/tenant, private life, pets), damages to pipes and underground installations) supplements (personal accident - private life, extension of the electrical risk cover, damages to property used, reconstruction of garden, etc.).

Transport

Land, sea and air transports, burglary or theft, loading/unloading, labour costs.

General public liability

Animals, hairdresser and beauty salons, warehouses and offices, catering facilities, public garages, garages and petrol pumps, fireworks and firecrackers, real estate proprietor; family clubs, machines, cinemas, theatres and conference centres, lifts and elevators, laundry, dry-cleaning and ironing, agricultural activities, establishments in charge of sports equipment, complexes for recreation activities (children's parks), hunters.

Assistance

Home medical-health assistance (home delivery of medication, medical reception over phone, personnel and nursing costs, ambulance transportation, etc.). Supplementary covers in case of hospitalisation of the policyholder. Travel assistance (transportation or repatriation of injured or sick, transportation or repatriation of policyholders, medical, surgery, pharmaceutical and hospitalisation expenses abroad, transportation or repatriation of deceased and accompanying persons, theft of luggage abroad, advance of money abroad, etc.). Vehicle assistance (expenses for towing or emergency repair, the sending of spare parts, transportation, repatriation and recuperation of the vehicle, transportation costs for the recuperation of the insured vehicles, the sending of professional drivers, etc.). Assistance to the occupants of the insured vehicle in case of a breakdown or an accident.